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The difference between a certified check and a cashiers check is which of the following? A certified check is a negotiable instrument and a cashier's

The difference between a certified check and a cashiers check is which of the following?
A certified check is a negotiable instrument and a cashier's check is not a negotiable instrument.
There is no difference between the two checks.
A cashier's check is a check written by the drawer and the bank sets aside funds from the drawer's account to ensure payment - whereas a certified check is drawn on a bank check when "purchased" by an individual.
A certified check is a check written by the drawer and the bank sets aside funds from the drawer's account to ensure payment - whereas a cashier's check is drawn on a bank check when "purchased" by an individual.
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