The financial statements for MHM Bank (MHM) are shown below:

Balance Sheet MHM Bank
Assets			Liabilities and Equity
Cash and due from banks	$	1,940	Demand deposits	$	10,640
Demand deposits at other FIs		1,300	Small time deposits		10,370
Investments		6,110	Jumbo CDs		7,690
Federal funds sold		3,010	Federal funds purchased		490
Loans (less reserve for loan losses of 2,600)		20,090	Other liabilities		2,240
Premises		2,290	Equity		3,310
Total assets	$	34,740	Total liabilities/equity	$	34,740

Income Statement MHM Bank
Interest income	$ 4,098
Interest expense	2,064
Provision for loan losses	300
Noninterest income	720
Noninterest expense	995
Taxes	255

a.	Calculate the dollar value of MHMs earning assets.

MHMs earning assets

$

b.	Calculate the dollar value of MHMs interest-bearing liabilities.

MHMs interest-bearing liabilities

$

c.	Calculate MHMs spread. (Do not round intermediate calculations. Round your answer to 3 decimal places. (e.g., 32.161))

MHMs spread

%

d.	Calculate MHMs interest expense ratio. (Round your answer to 3 decimal places. (e.g., 32.161))

MHMs interest expense ratio

%