The financial statements for MHM Bank (MHM) are shown below:

Balance Sheet MHM Bank
Assets			Liabilities and Equity
Cash and due from banks	$	2,110	Demand deposits	$	10,810
Demand deposits at other FIs		3,000	Small time deposits		10,540
Investments		6,450	Jumbo CDs		7,860
Federal funds sold		3,180	Federal funds purchased		660
Loans (less reserve for loan losses of 4,300)		20,420	Other liabilities		4,270
Premises		2,460	Equity		3,480
Total assets	$	37,620	Total liabilities/equity	$	37,620

Income Statement MHM Bank
Interest income	$ 4,448
Interest expense	2,404
Provision for loan losses	2,000
Noninterest income	890
Noninterest expense	1,165
Taxes	425

a.	Calculate the dollar value of MHMs earning assets.

MHMs earning assets

$

b.	Calculate the dollar value of MHMs interest-bearing liabilities.

MHMs interest-bearing liabilities

$

c.	Calculate MHMs spread. (Do not round intermediate calculations. Round your answer to 3 decimal places. (e.g., 32.161))

MHMs spread

%

d.	Calculate MHMs interest expense ratio. (Round your answer to 3 decimal places. (e.g., 32.161))

MHMs interest expense ratio

%