The financlal statements for First National Bank $($FNB$)$ are shown below:

a$.$ Calculate the dollar value of FNB$\text{'}$s earning assets.

b$.$ Calculate FNB$\text{'}$s ROA. $($Round your answer to $2$ decimal places. $($e$.$g$.,32\mathrm{.}16))$

c$.$ Calculate FNB$\text{'}$s asset utilization ratio. $($Round your answer to $2$ decimal places. $($e$.$g$.,32\mathrm{.}16))$

d$.$ Calculate FNB$\text{'}$s spread. $($Round your answer to $2$ decimal places. $($e$.$g$.,32\mathrm{.}16))$