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The first-year (one-year) interest rate is 1.51%, the second-year one-year rate is 2.35%, the third-year one-year rate is 1.86%, and the fourth-year one-year rate is

The first-year (one-year) interest rate is 1.51%, the second-year one-year rate is 2.35%, the third-year one-year rate is 1.86%, and the fourth-year one-year rate is 2.7%. What is the four-year annualized irterest rate

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