The following are relevant information on the results of the business operations for Shariah Islamic Bank financial year ending 31 December 2019. The profit from the operation is before the distribution of profit to mudharabah depositors. The agreed profit-sharing ratio between Shariah Islamic Bank and mudharabah depositors is 75:25 respectively. Based on the case, which profit distribution policy do you think Shariah Islamic Bank may adopt? Please show all your workings and provide reasons. Details Amount (RM) Income from operations 64,500,000 Expenses from operations 31,500,000 Utilities bills 5,550,000 Fee based income 7,950,000