the following Case study about an agricultural Company is a cold storage warehouse, storing and delivering frozen fruits and vegetables for supermarkets. Established in 2015, the agricultural Company employs 30 people. The storage has a good sprinkler system with a regular maintenance program in place Goods inwards are stored on pallets and stacked in chiller units or freezer compartments Temperatures in the cold storage ranges from -5 degrees Celsius in the chiller units to -30 degrees Celsius in the freezer units An accident book is kept on site. Normally there are only a few minor injuries recorded but the last month has seen 2 employees go off ill and subsequently diagnosed with asthma. A potential cause is the dry atmosphere when working in extreme cold temperatures increases the likelihood of employees showing signs of asthma. A bi-weekly meeting takes place on-site between the site manager and the health and safety manager to discuss risk management matters. The agenda for todays meeting is risk assessment with a review of health and safety hazards and the matters discussed are restricted to operational risks.

How Profitable is the property and casualty Insurance of the Palestinian Insurance market? PROJECT PROCEDURES 1. Read about property and casualty insurance in Palestine to be able to defined and describe these insurance lines or products (whence; Importance, percentage of beneficiaries, percentage of covered exposures units, etc..) 2. Determine the percentage of the beneficiaries of these insurance products 3. Download the financial statements of (at least 3 Palestinian insurance companies) for the past 5 years 2015-2019 4. Analyze the financial statements (Time series and cross-sectional analysis) and Find all the ratios you have learned in this course. How Profitable is the property and casualty Insurance of the Palestinian Insurance market? PROJECT PROCEDURES 1. Read about property and casualty insurance in Palestine to be able to defined and describe these insurance lines or products (whence; Importance, percentage of beneficiaries, percentage of covered exposures units, etc..) 2. Determine the percentage of the beneficiaries of these insurance products 3. Download the financial statements of (at least 3 Palestinian insurance companies) for the past 5 years 2015-2019 4. Analyze the financial statements (Time series and cross-sectional analysis) and Find all the ratios you have learned in this course