The following financial information is available for Whitlock Corporation.

(in millions)		2014		2013
Average common stockholders equity		$2,532		$2,591
Dividends declared for common stockholders		298		611
Dividends declared for preferred stockholders		40		40
Net income		504		555

Calculate the payout ratio and return on common stockholders equity ratio for 2014 and 2013. (Round answers to 1 decimal place, e.g. 12.5%)

		2014			2013
Payout ratio			%			%
Return on common stockholders equity			%			%