The following scenario is needed for the next two questions:Gabrielle is a high school senior and has been accepted into Cosmetology school in Dallas, Texas. To acquire the proper training and certification to be a hairdresser and aesthetician, Gabrielle will need to attend AVEDA Institute for $18$ months. Tuition, not including supplies, will cost her $$2,000/$month $($$$36,000$ total$)$ and Gabrielle does not have funds to pay for her training. Her plan is to apply for scholarships and then just put the rest of her expenses on her credit card, which charges her $15\%$ on unpaid balances, and she will need to make minimum payments starting right away. Upon further research, she learned that she could also qualify for a federal student loan, that charges $5\%$ interest, and is deferred until Gabrielle has a full$-$time job. Every $$2000$ in credit card charges costs Gabrielle an additional $$300/$month while in school $$36,000$ at a $5\%$ interest rate is $$1800/$year in interest, or $$150/$monthWhat type of credit is a student loan considered?