The following statistics are presented for 2020, 2019, and 2018 for National Bank. (Amounts are in thousands) Average earning assets Provision for loan losses Average total assets Average total deposits 2020 $880,000 46,000 1,225,000 2019 $800,000 2018 $760,000 42,000 40,000 1,125,000 1,025,000 974,000 924,000 904,000 Average total equity 85,000 80,000 75,000 Average net loans 484,000 454,000 424,000 Pretax income before securities transactio 97,000 90,000 87,000 ns Net charge-offs 43,000 38,000 33,000 Interest expense 96,000 90,000 86,000 Interest income 191,000 185,000 181,000 Required: 3 the loans to deposits for 2020, 2019, and 2018. Calculate the following and comments on the trends of the ratios: -the loan loss coverage ratio for 2020, 2019, and 2018. the deposits times capital for 2020, 2019, and 2018. 4- the interest margin to average earning assets for 2020, 2019, and 2018