The following table presents information on four different open-end mutual funds. Use the information in the table to answer the questions that follow. FUND NAV NET CHG YTD % RET IntRA r Mint P TOPLA GMAR 28.77 15.32 41.21 31.81 0.14 0.04 0.37 0.28 ooo The mutual fund charges a 12b-1 fee. True or False: You can generally expect funds that charge 12b-1 fees to outperform funds that do not charge these fees. O O True False Suppose TopLA has a front-end load fee of 9%. If you purchase 100 shares of this fund at the NAV, you will pay a commission of If, in one month, you sell the shares, you pay a redemption fee at that time. If you are interested only in funds without any fee, you to use additional online resources to find no-load funds, because using only the quotations as listed in the table, it is to determine the amount of any front-end load fee that the fund may charge