The following table shows the average life expectancies in several countries. Assume that all premiums you calculate are based on end-of-month deposits in a fund yielding 4.8% annual interest compounded monthly to be paid out when a person reaches the life expectancy. HINT [See Example 2.] Calculate the life insurance monthly premium that a 50 -year-old female in Japan would pay for a $4,000,000 policy. (Round your answer to the nearest cent.) -11 Points] The following table shows annual rates for various types of loans in 2015. Assume monthly payments and compounding periods. HINT [See Examples 5 and 7.] Eight years into your 15 -year $500,000 mortgage begun in October 2015, you inherit your rich uncle's estate and decide to pay off the outstanding principal on your mortgage. What is that amount? (Do not round the payment amount to the nearest cent. Round the final outstanding principal to the nearest cent.)