The Grameen Bank has been very successful by leveraging the idea of social capital and using existing rural communities to ensure compliance with loan repayments. The advantage of this restrictive loan lending model is that it can make micro-loans affordable. While not as acute as in Bangladesh, we do have the problem of economically challenged communities in the US. Give well reasoned arguments for why the social business model of Grameen Bank may or may not work in the US.

https://youtu.be/6UCuWxWiMaQ