The insured, who is 59 years of age decides to replace a long-term care policy they had for five years for a new policy. Which of the following is true of the insurer? A. The original insurer will reimburse benefit dollars not used under the original policy period. B. The replacement insurer will impose new probationary period and preexisting condition limitations, c. The replacement insurer will not honor previous exclusions that had previously been satisfied under the original polley. D. The replacement insurer will walve probationary periods pertaining to preexisting conditions satisfied under the original policy