The insured will receive replacement cost on the dwelling only if: 

A. Insurance is carried which is 100% of the value of the dwelling at the time of the loss 

B. Insurance is carried which is 90% of the value of the dwelling at the time of the loss 

C. Insurance is carried which is 80% of the value of the dwelling at the time of the loss 

D. Only if replacement cost is endorsed onto the policy at inception.