The Millers, a family of four filing a joint return, have the following information to prepare their 2017 federal income taxes.

Wages and salaries: $100,000

Interest income 3,000 ($1,000 in tax-exempt municipal bonds)

State and local income taxes 5,500

Property taxes 4,800

General sales taxes 2,450

Home mortgage interest 11,500

Medical expenses 5,000 (not reimbursed)

Cash charitable contribution 450

For the Millers, calculate the following:

1) Adjusted Gross Income (AGI) 2) Taxable Income 3) Tax 4) Effective tax rate