the purchase of a house 5 years ago was $102,000, and it now has a market value of $137,268.00. the down payment was $26,459 and took out a $76,541 mortgage. the current balance is $62,359. the bank uses 75% of equity in determining the credit line.if the bank bases their credit limit on equity and will loan them 75% of equity, their credit limit will be?