The reduction in deposit funds cost to an individual depository institution (DI) brought about by government deposit insurance is an example of the social benet of regulation. private cost of regulation to DIs. private benets of regulation to DIs. regulatory burden relief. none of the above $11.50!"? The Riegle-Neal Act was notable for: introducing bank deposit insurance in the U.S. bringing foreign banks operating in the U.S. under regulatory control. opening the door to full interstate banking in the U.S. starting a new insurance program for savings institutions. initiating the chartering process for U.S. commercial banks. P153053