The risk-free rate, rf, is 10 percent and the risk premium on the market, (rM - rf), is expected to be 8.25 percent. Nicole is less risk-averse than the average. She can tolerate beta values up to 1.5. Nevertheless she dislikes holding individually risky stocks and prefers to borrow and put her holdings in a widely diversified indexed mutual fund with a beta of 1.0. If she has $10,000 of her own money to invest in the fund, how much additional money should she borrow to get a portfolio with a beta of 1.5? What is her expected rate of return