The rst lienholder instructs the escrow ofcer to collect prorated interest, if any, equal to $48.21 per day. The home equity lender advises the escrow ofcer that $3.14 in interest per day will be due on the home improvement loan. Interest on both loans will be charged up to and including the day of closing. The balance in the seller's reserve account for the rst loan, $251.50, will be refunded at closing. The 6% brokerage commission is to be shared 50/50 between the listing broker and the selling broker; the documentary transfer tax is 55 cents per $500 of value; the premium for the owner's title insurance policy is $1,080; the premium for the lender's title policy is $365; the pest inspection fee is $230, and the buyer has agreed to pay that; and the escrow fee, to be divided evenly between the parties, is $600. The buyer's recording costs will be $35; the seller's recording costs will be $19