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The senior lending officer has provided you with the data below and you have to consider what analysis your wish to undertake. Please discuss pertinent
The senior lending officer has provided you with the data below and you have to consider what analysis your wish to undertake. Please discuss pertinent questions that you would ask the senior lending officer before you commence the analysis and provide a rationale for the analyses you wish to undertake. Note: CF_TD (cash flow to total debt), NI_TA (net income to total assets), CA_CL (current assets to current liabilities), CA_NS (current assets to net sales) and F_OR_NF (fail or not fail). CF_TD -0.4485 NI_TA -0.4106 CA_CL 1.0865 3.5134 1.0077 -0.5633 0.0643 -0.1421 2.0114 0.0156 -0.0651 CA_NS F_OR_NF 0.4526 1 0.1642 1 0.3978 1 0.2794 1 0.7066 0.0351 0.0147 1.5046 1 -0.0653 -0.5660 1 1 0.0724 0.0713 0.0109 1.3737 1.3723 1.3124 2.1495 1.1918 1 1 1 1 1 1 -0.0076 0.0205 0.0011 -0.2316 0.0500 -0.0032 0.1055 -0.2703 -0.2316 0.1001 0.0195 0.1075 0.0473 0.0499 -0.2777 0.1454 0.0115 0.1227 -0.2843 0.0777 0.5135 0.0769 0.3776 0.1933 0.1184 1 1 0 0 0 0.7080 0.4032 0.3361 0.2497 0.6969 0.6601 0.0000 0.6038 0.1655 0.5128 0.7601 0.5368 0.5304 0.3548 0.3309 0.6925 0.3484 0.5174 0.5500 0.2643 0.5151 0.5563 0.1978 0.4835 0.4730 0.4443 0.3018 0.1370 0.1268 0 0 0.0233 0 -0.0173 0.1703 0 0.0695 0.0518 1.8762 1.2602 1.1434 1.2722 1.1218 2.4871 2.0069 3.2651 2.2506 2.5210 2.0538 1.7973 2.1692 0.4611 2.6123 2.2347 2.3080 0.4835 3.0124 4.2918 1.9936 2.4527 5.0594 2.2407 2.1538 0.1460 0 0 0.1398 0.1379 -0.0312 0.0728 0.0564 0 0.1486 0 0.1633 0 0.5383 0 0 -0.3330 0.5603 0.2029 0.0486 5.5000 -0.0854 0.1112 0.0792 0.0351 0 0 0 0.1661 0.5808 0 0.0371 0.0524 0.0433 0.1446 -0.0103 0 0.5403 0.3584 0 The senior lending officer has provided you with the data below and you have to consider what analysis your wish to undertake. Please discuss pertinent questions that you would ask the senior lending officer before you commence the analysis and provide a rationale for the analyses you wish to undertake. Note: CF_TD (cash flow to total debt), NI_TA (net income to total assets), CA_CL (current assets to current liabilities), CA_NS (current assets to net sales) and F_OR_NF (fail or not fail). CF_TD -0.4485 NI_TA -0.4106 CA_CL 1.0865 3.5134 1.0077 -0.5633 0.0643 -0.1421 2.0114 0.0156 -0.0651 CA_NS F_OR_NF 0.4526 1 0.1642 1 0.3978 1 0.2794 1 0.7066 0.0351 0.0147 1.5046 1 -0.0653 -0.5660 1 1 0.0724 0.0713 0.0109 1.3737 1.3723 1.3124 2.1495 1.1918 1 1 1 1 1 1 -0.0076 0.0205 0.0011 -0.2316 0.0500 -0.0032 0.1055 -0.2703 -0.2316 0.1001 0.0195 0.1075 0.0473 0.0499 -0.2777 0.1454 0.0115 0.1227 -0.2843 0.0777 0.5135 0.0769 0.3776 0.1933 0.1184 1 1 0 0 0 0.7080 0.4032 0.3361 0.2497 0.6969 0.6601 0.0000 0.6038 0.1655 0.5128 0.7601 0.5368 0.5304 0.3548 0.3309 0.6925 0.3484 0.5174 0.5500 0.2643 0.5151 0.5563 0.1978 0.4835 0.4730 0.4443 0.3018 0.1370 0.1268 0 0 0.0233 0 -0.0173 0.1703 0 0.0695 0.0518 1.8762 1.2602 1.1434 1.2722 1.1218 2.4871 2.0069 3.2651 2.2506 2.5210 2.0538 1.7973 2.1692 0.4611 2.6123 2.2347 2.3080 0.4835 3.0124 4.2918 1.9936 2.4527 5.0594 2.2407 2.1538 0.1460 0 0 0.1398 0.1379 -0.0312 0.0728 0.0564 0 0.1486 0 0.1633 0 0.5383 0 0 -0.3330 0.5603 0.2029 0.0486 5.5000 -0.0854 0.1112 0.0792 0.0351 0 0 0 0.1661 0.5808 0 0.0371 0.0524 0.0433 0.1446 -0.0103 0 0.5403 0.3584 0
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