The Small Foot Company recently met with a local financial services corporation to consider implementing a lockbox system in order to reduce collection time for customer payments. Small Foot collects most of its customer payments in the form of cheques in the mail; hence, processing delays are significant. The company has determined that on average, there are 900 payments with an average value of $425 each. If a lockbox system is implemented, the lockbox fee per transaction will be $0.15. If the collection time can be reduced by 4 days, and the daily interest on money market securities is .02%, then determine the net cash flow per cheque from adopting the system.