The success of any financial plan depends on having the cash to implement your plan. But the pursuit of cash can be perilous. How often have you heard the Biblical warning, "The love of money is the root of all evil?" Or, the more common admonition,"Money is like sea water; the more you drink, the thirstier you become." Remember also Ben Franklin's advice, "A penny saved is a penny earned"--meaning it's easier to save a penny than earn one. How important is cash to your financial plan? What's the balance between earning and spending?