The term tragedy of the commons vs. tragedy of the horizon in regards to banks and climate change imply that

a.

A disaster will happen in the commons and the distant horizon towards sunset

b.

Banks need to be a signatory to the Equator principles

c.

Shareholder dividends are likely to increase over a time horizon

d.

A drama will unfold in the future in regards to future bank earnings if care and consideration is not taken of climate risks now

e.

Banks need not consider stakeholder interest