The title examination shows a Betterment Assessment against the property when the neighborhood was connected to the public sewer system 10 years ago. As is typically the case in these situations, the property owners were given the option to pay the whole assessment in full or to make payments included with their annual tax bills over the course of up to 20 years.

True or False: You will need a formal written payoff statement from Frank and Evelyn's lender to know what will be needed to pay the Mortgage in full.