The yield curve is flat at 6% per annum. What is the value of an FRA where the holder pays interest at the rate of 8% per annum for a three-month period on a principal of $1 million starting in 1 year? All rates are compounded quarterly. a. -$18,565.00 b. $18,565.00 c. -$4,641.00 d. $4,641.00