There are certain hazards or conditions common to all buildings which influence their potential for loss. $$Detachment is one such hazard$.$

$($a$)(1$ mark$)$

Briefly state the insurance meaning given to the term $$detachment$.$

$($b$)(1$ mark$)$

The type of electrical services installed in a building has a direct relationship to the potential for loss from a fire.

Both aluminum and copper electrical wiring have been used in commercial buildings. Of these, which type of wiring is preferred?

$($c$)(1$ mark$)$

The processes or operations conducted on the premises can serve to create a special hazard. Give two $(2)$ examples of occupancies falling into this special category.