There are several sources of financial information on publicly traded firms.Usemorningstar.com to obtain the main financial data and ratios forVerizon(VZ), AT&T (T), Target (TGT) and Kohl's (KSS) to discuss/answer the following questions.The symbol in parentheses after each firm is the stock symbol for the firm that should be entered into the 'Quote' input area at the top of themorningstarwebsite to obtain information on the company.Once information on the firm is obtained, the'Financials'area will contain Revenues, expenses, net income, etc... The 'Dividends' area will contain dividend paid and dividend payout. You can click on the 'Operating Performance' link to obtain information on calculated key ratios.There is also a 'Valuation' link for valuation ratios such as Price/Earnings.

1. ComparingVerizon(VZ) and AT&T (T), which company has more leverage?Which one is more efficient in collecting receivables? and which one is trading at a higher valuation in terms of earnings?For each question, use the most recent financial data onmorningstar.comto justify your answer.Also calculate the internal growth rate for VZ.

2.ComparingTarget(TGT) and Kohl's(KSS), which company has more leverage?Which one is more efficient in managing inventory? and which one is trading at a higher valuation in terms of earnings?For each question, use the most recent financial data onmorningstar.comto justify your answer.Also calculate the sustainable growth rate for TGT.