there is no reference write the answer in general please

c. KUALA LUMPUR (Dec 2): The Employees Provident Fund (EPF) now allows contributors with Account 1 savings of not more than RM100,000 to withdraw up to RM10,000 under its expanded i-Sinar facility, with the payments to be staggered over a maximum period of six months. The first payment can be as much as RM5,000. Meanwhile, those who have more than RM100,000 savings in Account 1 can now withdraw up to 10% of their savings or up to RM60,000 whichever is lower. The amount will similarly be paid out on a staggered basis, over a maximum period of six months, with the first payment being as much as RM10,000. In a statement today, the EPF noted that the expanded facility will now benefit up to eight million eligible members, an increase from the two million eligible contributors initially announced in November On the other side, an ongoing arguments about the rising cost of living, stagnant wage growth, unhealthy levels of debt per household, and unemployment issues continue to heat Malaysians up on daily basis. However, it seems that we are still not shaken by the fact that the majority of Malaysians are not financially prepared to survive once our main income source is crippled by various reasons such as a sudden job termination, retirement, permanent disability, and more. It isn't a matter to take lightly. Many Malaysians are suffering on a day-to-day basis whether they have any retirement savings to lean on, or not. As the HR Manager, i. Advice on the Employment Provident Fund (EPF) withdrawal proposal by the government. ii. Define plans a firm could do to benefit the employees after retirement