These are not necessarily complete definitions, but there is only one possible answer for each term. A. This mortgage allows a borrower to convert from an adjustable-rate loan to a fixed-rate loan during a prespecified time period. B. This mortgage uses 26, rather than 12, payments per year to reduce the total amount of interest paid over the life of the loan and accelerate the repayment of the mortgage loan's principal-compared to an otherwise identical fixed-rate mortgage. C. This mortgage is characterized by an interest rate and monthly payments that can be adjusted over the life of the loan based on movements in market interest rates. D. This type of mortgage typically requires a down payment of 20% of the value of the mortgaged property. E. This loan program, offered through a department of the federal government, provides mortgage insurance to lenders offering mortgage loans with loan-to-value ratios greater than 80%. F. This loan guarantee is offered by a department of the federal government to lenders who make qualified loans to eligible veterans of the U.S. Armed Forces and their surviving spouses. G. This mortgage provides for two interest rates: one that is charged for the first five to seven years and a higher rate that is charged during the remaining term of the loan. H. This mortgage, which is usually structured as an ARM and is used to finance the purchase of more expensive properties, allows the borrower to pay only the accrued interest each month for 5 to 10 years. I. This mortgage allows borrowers to make smaller-but gradually and constantly increasing-payments for the first three to five years. At the end of this period, the payments then stabilize at the higher level and are repaid over the remaining life of the loan. J. This mortgage is characterized by a constant interest rate and constant monthly payments over the life of the loan