This regulation confirmed the primacy of state over federal regulation of insurance companies Bush-Paulson Act Yellen Bush Biley Act of 2009 TARP-insurance Mc Cann Ferguson Act Sarbanes Oxley The is a fund required of required contributions from with state insurance companies to compensate insurance company policy holders in the event of failure insurance Guaranty Fund TAKP Deposit Guaranty Fund Loan, Deposit Insurance Guaranty Fund Hedge Fund Guaranty Fund A measure of the overall underwriting profitability of a line: equals the loss ratio plus the ratios of loss adjusted expense to premiums earned as well as the commission and other acquisition costs to premiums written plus any dividends paid to policy holders as a proportion to premiums canted is called: Frequency of Loss Unearned Premium Long Tail Ratio Combined Ratio Loss Ratio is Insurance for insurance companies whereby the "risk" is further spread out to protect against unforeseen or extraordinary losses Frequency of Loss Reinsurance Reinvestment Reverse Ratio Flux Capacitor Ratio