Tim Navholtz needs a$20,000 renters insurance policy and has selected the $1,000,000 liability with$1,000 deductible. The insurance company has determined his credit is excellent and has given him the"good" credit rate. If he adds an endorsement of$0.85/$100 to ensure $ 13 comma 000

$13,000 ofjewelry, $20/year for the options of identitytheft/protection and$75/year forsewer/sump pump backup protection for hisbasement, find his annual premium using the given table

Estimated Annual Renters Insurance Premium Rates$20,000 Policy Limit

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