Total assets on your balance sheet are $19,000 and liabilities are $6,000. Your solvency ratio will be: Note: Show your answer in units of percent, use plain numbers with at least two digits after the decimal (e.g., for 12.34%, type 12.34). A negative net income on a personal income statement indicates cash surplus insolvency cash deficit solvency Financial statements are forward-looking, while budgeting is backwardlooking. True False