Total disability should be defined to include the loss of speech, sight, hearing, or the loss of one hand or foot. True False

Pure premium refers to:

1)	premiums based on the present value of benefits paid to beneficiaries

2)	premiums that take into account the death rates reported in mortality tables

3)	pure insurance with no frills

4)	insurance that requires no medical examination

A non-participating term policy can be distinguished from a participating term policy by the absence of dividends the former.

1)	pure premium insurance.

2)	non-participating life insurance.

3)	level term insurance.

4)	level premium insurance.