Walker Gym Equipment's cash policy is to have $100,000 in its bank account at the to begin each month. At the conclusion of this month, it has $40,000 in its account. It also has $20,000 in outstanding short-term loans. According to its cash policy, what must Walker due to begin the next month? Take out a short-term loan for $60,000 Take out a smaller short-term loan Pay off the $20,000 in debt Do nothing and begin the next month with $40,000 in the bank