Which one of the following statements about the workers compensation and employers liability policy is true? Select one: a. The policy sets a dollar limitselected by the insured on the amount of workers compensation benefits payable. O b. Employers liability coverage protects insureds from claims for wrongful termination and sexual harassment. c. Workers compensation premiums are based on the insured's payroll, which cannot be precisely determined until after the policy expires. d. Employers liability coverage covers employers for claims of workers who are covered by the state's workers compensation statute