Write a proposal About This problem ( The effect of technology on financial inclusion Including all the informations: 1- abstract. 2-introduction. 3- The statement of the problem (research problem). 4- the importance of the research. 5- The objective of the research. 6- research hypotheses. 7-key words. 8- theoretical framework (concept, factor affecting, policies , theories). 9- previous studies (Arabic and foreign). 10- what distinguishes this study from previous studies 11- research methodology 12- research variable. (Independent and dependent) 13- research community and sample 14- Limitation of the study 15-references