True or false

1. The earnings multiple approaches are based on the notion that you want to replace a stream of annual income that's lost due to the death of a breadwinner.
2. An advantage of term insurance is that the cost falls each time the policy is renewed.
3. Term life insurance provides protection for a specified amount of time; typically, 1-30 years.
4. Cash-value insurance is any policy that provides both a death benefit and an opportunity to accumulate cash value.
5. One of the provisions of the Affordable Care Act is to prevent insurance companies from offering coverage to consumers with preexisting conditions.
6. Most major health care policies cover hospital, surgical, and physician coverages.
7. Group insurance premiums are generally more expensive than individual policies with the same coverage.
8. Your insurance's copayment and deductible are the expenses that the insured must pay before the insurance company will pay any benefits.
9. Long-term care insurance provides money to help pay for nursing home and home health care expenses

ALL OF THEM PLEASE!!!