ts 10.11 Announcing a Reduction in Benefits no2194 svomefl of zoevolgma pmillet and In years past, your company has had a generous health insurance policy, fully funded by the employer. Employ- only to generic drugs. For brand-name drugs, employees ees pay only a $10 copayment for doctor visits and a $6 will have to pay more. copayment for prescriptions. However, the cost of health As your instructor directs, insurance has risen much faster than the company's other expenses and much faster than the prices your company Write an e-mail message to the employees of can charge its customers. Most other companies now a. A large advertising agency in a big city. The agen- expect their employees to contribute part of the cost of cy's billings have fallen 30% in the last six months, their health insurance through payroll deductions, and and 10% of the staff have already been laid off. management has determined that your company must b. A manufacturing company. The company is still begin doing the same. For a group insurance policy simi- making a profit, but just barely. Unless the company lar to the one employees have received in the past, they saves money, layoffs may be necessary. will now have to pay $50 per month, and the copayment c. A successful service business. The business is doing for doctor visits will rise to $15 per visit. The coverage for well, but most of the employees earn only the mini- prescriptions will vary, with the $6 copayment applying mum wage. They do not own stock in the company. 10.12 Recommending a Policy on Uncivil Behavior is grom as tud