Two depository institutions have composite CAMELS ratings of $1$ or $2$ and are "well capitalized." Thus, each institution falls into the FDIC Risk Category I deposit insurance assessment scheme. Weights for the CAMELS components to calculate the weighted average CAMELS rating are $25$ percent, $20$ percent, $25$ percent, $10$ percent, $10$ percent, and $10$ percent for the C$,$ A$,$ M$,$ E$,$ L$,$ and S components, respectively. Further, the institutions have the following financial ratios and CAMELS ratings:

Institution A $($left number$)$ Institution B $($right number$)$

Financial Ratios:

Leverage Ratio $8\mathrm{.}807\mathrm{.}93$

Nonperforming Loans and Leases$/$Gross Assets $0\mathrm{.}530\mathrm{.}68$

Other Real Estate Owned$/$Gross Assets $0\mathrm{.}150\mathrm{.}45$

Net Income Before Taxes$/$Total Assets $2\mathrm{.}331\mathrm{.}95$

Brokered Deposit Ratio $3\mathrm{.}751\mathrm{.}05$

One$-$Year Asset Growth $7\mathrm{.}354\mathrm{.}65$

Loans as a Percent of Total Assets:

Construction & Development $0\mathrm{.}580\mathrm{.}48$

Commercial & Industrial $18\mathrm{.}3611\mathrm{.}40$

Leases $2\mathrm{.}051\mathrm{.}75$

Other Consumer $18\mathrm{.}8518\mathrm{.}55$

Loans to Foreign Government $0\mathrm{.}300\mathrm{.}30$

Real Estate Loans Residual $0\mathrm{.}000\mathrm{.}00$

Multifamily Residential $0\mathrm{.}950\mathrm{.}65$

Nonfarm Nonresidential $0\mathrm{.}000\mathrm{.}00$

$14$ Family Residential $38\mathrm{.}4036\mathrm{.}34$

Loans to Depository Banks $2\mathrm{.}700\mathrm{.}95$

Agricultural Real Estate $1\mathrm{.}304\mathrm{.}05$

Agriculture $0\mathrm{.}407\mathrm{.}20$

CAMELS components:

C $22$

A $23$

M $12$

E $22$

L $13$

S $21$

Calculate the initial deposit insurance assessment rate for each institution. $($A and B$)($Do not round intermediate calculations. Round your answers to $3$ decimal places. $($e$.$g$.,32\mathrm{.}161))$