Two years ago, Eleanor's husband, John, died suddenly - leaving Eleanor at the lowest point in her life. She had a lot to deal with, but managed somehow. Now, she travels with friends and spends a great deal of time with her three grandchildren. Financially, Eleanor is poised for a happy retirement - which is ironic, because investing had been a foreign concept to her. But, after John died, Eleanor met with his Investment Advisor and became fully involved in the investment-management process. Taking an active role in the shaping of her financial future has contributed to her growing feelings of security and happiness. What financial planning life stage would best describe Cheryl? Cheryl is a single mother who recently landed a job after completing a 2-year college diploma. Just two years out of school, she's excited about the new opportunity - and at the prospect of a stable $35,000 annual income. What financial planning life stage would best describe Cheryl