Two years ago, the price of a bond was $927, and one year ago, the price of the bond was $990. Over the past year, the bond paid a total of $76 in coupon payments, which were just paid. If the bond is currently priced at $961, then what was the rate of return for the bond over the past year (from 1 year ago to today)? The par value of the bond is $1,000.