Under the Incoterm FOB, responsibility for the cargo

Shifts from exporter to importer at the ship's rail.

Shifts from exporter to importer when the goods are placed on the exporter's loading dock.

Shifts from exporter to importer when the importer pays the exporter.

None of these answers

Shifts from exporter to importer when the goods are unloaded from the ship in the country to which the goods are going.