Under the Uniform Commercial Code (UCC), when must a depositary bank pass a check on to the next bank in the check collection process? O in accordance with its agreement with its customer O within 24 hours of the time it received the check for deposit O by midnight of the second banking day in which it received the check by midnight of the next banking day following its receipt What is the bank called that receives a check from another bank in the check collection process? Choose 2 answers. depositary bank Opayor bank, if it is the last bank in the processing chain drawer bank intermediary or collecting bank, if it only passes the check on without paying it