Use of an Irrevocable Life Insurance Trust can accomplish which of the following? Providing the trustee with the power to invade the corpus for health, education, or maintenance of any beneficiary. Making proceeds available to the surviving spouse. Ensuring that proceeds will be excluded from the gross estate of the decedent and the surviving spouse. Gifting tax free cash contributions for premiums up to the annual exclusion amount when a Crummey provision is included.