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Use the formula for the present value of an ordinary annuity or the amortization formula to solve the following problem. PV = $12,000; i =

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Use the formula for the present value of an ordinary annuity or the amortization formula to solve the following problem. PV = $12,000; i = 0.015; PMT = $650; n = ? n= (Round up to the nearest integer.)

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