Use the information given in Upper Midwest National Bank's balance sheet to answer the following questions.

Bank's Balance Sheet
Assets		Liabilities and Owners' Equity
Reserves	$200	Deposits	$2,000
Loans	$1,000	Debt	$150
Securities	$800	Capital (owners' equity)	-$150

Suppose the owners of the bank borrow $100 to supplement their existing reserves. This would increase the reserves account and the account.

This would also bring the leverage ratio from its initial value of to a new value of .

Which of the following do bankers consider when deciding how to allocate their assets? Check all that apply.

The size of the monetary base

The return on each asset

The total value of liabilities