Using Java has to be done in Repl.it IDE

a log in, but if you create an account, it will save whatever work you've done - which is a good backup plan. If you choose not to create an account, make sure you backup your work by saving each lab solution below in something like Notepad or TextEdit. We recommend creating an account, but it's your call. Because you'll be using submitting to the Gradescope autograder, make sure that class names (for the Java/C#folks) are called Lab3A, Lab3B and Lab3C, and file names (for everyone) are called Lab3A, Lab3B and Lab3C (with an extension of .java, .cpp, or.cs). Also, please note that the output of your program needs to match the samples provided. Lab3A: Credit Cards. Financial advisors will almost always tell you that you should pay for things in cash and avoid credit card debt. Further, they tell you that you should have a small emergency fund that you keep stocked for emergencies like flat tires, dead refrigerators and so on. However, life doesn't always work that way and sometimes we need to charge things. So, for this part of the lab, we're going to write a calculator that calculates your minimum monthly payment on your card. To create this calculator, we will ask the user for 1) the current balance on their credit card and 2) the APR (Annual Percentage Rate) of the card. To calculate the minimum payment, you will multiply the current balance on the credit card (also called the amount owed) times APR and divide this number by 12 since there are 12 months in a year. The formula is Amount Owed