Valeria and Trey are married and file a joint tax return. For 2021, they have $19,750 of nonbusiness capital gains, $7,900 of nonbusiness capital losses, $1,975 of interest income, and no itemized deductions. The standard deduction for married filing jointly is $25,100 for 2021. Based on these transactions, to arrive at the NOL, Valeria and Trey's taxable income must be adjusted by $