Veni, Inc., currently has an all-cash credit policy. It is considering making a change in the credit policy by going to terms of net 30 days. The required return is .79 percent per month. Price per unit Cost per unit Unit sales per month Current Policy $ 190 $ 146 1,410 New Policy $ 194 $ 150 1,450 Calculate the NPV of the decision to change credit policies. (A negative answer should be indicated by a minus sign. Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.) NPV